For Palm Beach parents, no estate planning decision feels more urgent than who would raise your children if you could not. Florida gives you the power to nominate a guardian, but only if you take the right steps in advance. Here is how the process works and what it costs.
Two Kinds of Guardianship
Florida distinguishes between guardianship of the person, who makes day-to-day and parenting decisions, and guardianship of the property, who manages money a child inherits. The same person can serve in both roles, but many Palm Beach parents deliberately split them, pairing a loving caregiver with a financially capable money manager.
The Will Is the Key Document
You nominate a guardian for your minor children in your Florida will. This is one of the strongest reasons for every parent to have a valid will, even with a modest estate. Without a nomination, a Palm Beach judge decides among interested relatives with no guidance from you, which can spark family conflict at the worst possible moment.
The Court Still Has the Final Say
Your nomination carries significant weight, but a Florida court must still appoint the guardian, always applying a best-interests-of-the-child standard. The judge reviews the nominee’s fitness and confirms there is no surviving parent with rights. Naming a guardian is best understood as a powerful recommendation to the court, not an automatic transfer of custody.
Don’t Hand Money Directly to a Minor
A child cannot legally receive a sizable inheritance outright in Florida. Without planning, the court may require a property guardianship with annual reporting and oversight until the child turns eighteen, when the full balance is handed over at once. Most Palm Beach parents avoid this by leaving assets in a revocable living trust or a testamentary trust that releases funds gradually at ages you choose.
Choosing and Documenting Your Choice
Consider each candidate’s values, location, age, and willingness to serve, and always name an alternate. Many parents in the Palm Beach area also leave a separate letter of guidance describing their wishes on schooling, faith, and routines, which is not legally binding but deeply helpful to a guardian.
Cost and Timeline
Adding guardian nominations to a will is straightforward and usually completed within a couple of weeks as part of a basic estate plan. Pairing the nomination with a trust for the children adds modest drafting time. The court appointment itself only happens if needed and is generally handled within the formal probate or guardianship process.
Consult a Florida Attorney
A guardian nomination is only effective if your will is validly executed under Florida law. To make sure your children would be protected exactly as you intend, speak with a licensed Florida estate planning attorney serving the Palm Beach area.
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For more on our Florida practice, see our overview of estate planning in Boca Raton. Morgan Legal Group's affiliated New York office also handles .